Home Refinance
Say goodbye to lender fees and title charges with BANC Home Loans.
Lower your monthly payments and get money back now! BANC Home Loans will refinance your mortgage to a lower interest rate, new loan program or new loan type with no lender fees, no title charges and no third-party fees. * BANC Home Loans also includes a free cash-out option with every home refinance. You can use the money for any reason from college tuition to home improvements. **
Whether you're a new homeowner or have owned your home for twenty years, a credit all-star or credit challenged - BANC Home Loans has a variety of loan programs available to save you time and money. Call for a free consultation, free custom rate quote and learn how to get the money you want at a low fixed rate you'll love with Zero Fees Guaranteed!
Although some HUD information on your Good Faith Estimate may vary from lender to lender, the HUD items listed below serve as a reference in comparing all fees and charges on a home refinance. The BANC straight forward approach to mortgage financing provides every consumer with all the necessary information needed to make the best educated decision. By comparing all HUD numbers on your Good Faith Estimate including lender, title and government charges, you will find that BANC Home Loans delivers the best mortgage value.
HUD#
800 | Items Payable in Connection with Loan | |
801 | BANC Loan Origination Fee | $0.00 |
802 | BANC Loan Discount Fee | $0.00 |
803 | Appraisal Fee | $0.00 |
804 | Credit Report Fee | $0.00 |
806 | MI Application Fee | $0.00 |
807 | Assumption Fee | $0.00 |
808 | Mortgage Broker Fee | $0.00 |
809 | Tax Service Fee | $0.00 |
810 | Processing Fee | $0.00 |
811 | Underwriting Fee | $0.00 |
812 | Wire Transfer Fee | $0.00 |
813 | Administrative Fee | $0.00 |
814 | Warehouse Fee | $0.00 |
815 | Flood Certification Fee | $0.00 |
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1100 | Title Charges | |
1101 | Settlement or Closing Fee | $0.00 |
1102 | Abstract or Title Search | $0.00 |
1103 | Title Examination | $0.00 |
1104 | Title Insurance Binder | $0.00 |
1105 | Documentation Preparation Fee | $0.00 |
1106 | Notary Fee | $0.00 |
1107 | Attorney Fee | $0.00 |
1108 | Title Insurance Fee | $0.00 |
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1200 | Government Recording and Transfer Taxes | |
1201 | Recording Fees | $0.00 |
1202 | Local Tax/Stamps | $0.00 |
1203 | State Tax/Stamps | $0.00 |
Now you can apply online from the comfort of your home or office and take advantage of some of the lowest interest rates available on or off the Internet.
BANC Home Loans has simplified the entire loan process. You can lower your current interest rate and monthly house payment, get cash-out or switch to a new loan program without having to pay any points or closing costs. BANC waives or pays all lender fees and title charges on most Conventional, FHA and VA refinance transactions over $125,000.
As interest rates drop, there are no limits as to how many times you can take advantage of our industry-leading programs! Best of all, you save thousands of dollars in loan fees and thousands more in reduced interest charges over the life of your loan.
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or call toll-free at 1.866.535.BANC
(1.866.535.2262)
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Join the BANC Home Loans mortgage revolution today. Choose from a variety of mortgage programs designed to meet your individual financial situation, all with expert assistance and a great rate! When you apply with BANC you avoid paying a broker fee and other costs to a middleman.
BANC offers a variety of financing solutions with different rates and terms in addition to the no points and no closing costs option. Consult a loan representative to determine the program that's right for you.
* Loan programs are not available in all states. Minimum loan amount $125,000. Lower loan amounts available on other programs. A $500 lock-in fee is required at the time of application. This fee is refunded at the time of closing. Offer excludes taxes (including, but not limited to recordation tax on investment property and second homes), prepaid interest, escrow items, property insurance (e.g. flood insurance and hazard insurance), homeowner's association fees, ground rent, certifications, inspections and deed ownership changes. Other restrictions apply. Consult a BANC Home Loans representative for complete program details, current rate quotes and available financing options.
** Maximum cash out limit is $250,000
